Chisago County waterfront homes are bringing in buyers from around the country. We have buyers coming up from Florida, Arizona, and other states to find a summer home close to their snow-bird friends that go south for the winter. With the better economy and low interest rates, more buyers can afford a second home. 

  We are also seeing families from around the metro moving to the Chisago Lakes for better schools & community, and we have local residents selling their homes and moving onto the water. There are many investors buying waterfront homes as well. When you search for Chisago County vacation rentals, there are dozens of waterfront properties available. 

    According to the Multiple Listing Service, from January to July 15th this year, there have been 45 single family, waterfront homes that have closed in Chisago County. The median price was $321,500, with the highest price at $750,000 on West Rush Lake. During the same period last year there were 35 closed sales with a median price of $367,500 and the highest sale was $675,000 on the Sunrise River.

  The lower median price, this year, is not representative of declining prices, but indicative of smaller or older homes that have sold this year compared to last. 

  Forest Lake has had 16 sales this year with a median price of $481,200, and White Bear Lake has had 6 sales with median price of $844,198. Chisago County is much more affordable and still close to the metro.

  Because of the high demand for waterfront homes and the low inventory, many homes are selling before they go on the MLS. 

  There are currently 48 Active listings on the water in Chisago County with a median price of $399,900 and the highest priced home available is $1,350,000 on Chisago Lake.

  May, June, July, and August had the highest number of sales in 2018 with each month closing 13-17 waterfront home sales. December, January, and February had the least amount sales.

  If you are thinking of buying or selling a waterfront property this year, contact a local experienced real estate agent right away, to help you navigate the real estate market in the Chisago Lakes Area.

Ask the Real Estate Agent is a weekly column by Cheryl Kempenich of Coldwell Banker Burnet, who lives and offices in the Chisago Lakes Area. Submit your questions to All information is deemed reliable but not guaranteed. For legal assistance consult an attorney.